Gold & Silver Surplus Program

Build your gold and silver holdings one month at a time.

Most people who mean to own gold and silver never actually buy any. They watch spot prices, wait for a dip, and a year goes by.

The Gold & Silver Surplus Program removes that decision. You set your amount, pick your date, and we handle the rest with preferred pricing, priority access to new surplus, and no long-term contract.

Choose Your Tier

Tier One

$500/mo

Convenience Stack

A steady, hands-off way to start stacking each month.

Choose your plan

Pick a tier and whether you want gold, silver, or both.

Set your lock-in date

Your price is set on the day you choose each month — the 1st, 8th, 15th, or 23rd.

Pick up or store

Collect your metals at our Provo store, or have us store them securely for you.

Stack & repeat

It runs month to month until you pause or cancel.

What's Included

• Preferred pricing that improves as your tier increases.

• Priority access to new and limited surplus before general release.

• Secure storage or in-store pickup, whichever you prefer.

• Genuine, guaranteed metals with authenticity backed in writing.

• No contract. Pause or cancel with 30 days' notice, anytime.

• Choose your lock-in date, the 1st, 8th, 15th, or 23rd each month.

What "Surplus" Means

Our inventory doesn't come from a distributor's catalog. It comes from estate buyouts, collections we've purchased outright, and people walking through our door in Provo.

Who This Is For

— The person who's been meaning to start for years and hasn't.

— The saver who wants a portion of their money in something physical.

— The parent or grandparent building a stack to hand down.

Common Questions

Can I change tiers later?

Yes. Move up or down whenever you like, just let us know before your next lock-in date.

What if I need to skip a month?

Pause anytime with 30 days' notice. There's no penalty and no long-term commitment.

Do I choose the specific coins or bars?

Come talk to us about what you're looking for. We'll build your monthly allocation around your preferences and what's available.

Can I sell back to Freewater?

We buy metals every day. Bring it in and we'll make you an offer at current market.

How do I enroll?

In person only. There's no online signup. We'd rather walk you through it face to face.

Contact Us Now

Ready to start stacking?

Stop in or call — we'll sign you up in minutes.

801-377-1574

1774 N. University Pkwy, Provo, UT 84604

Freewater Coin Co. is a trade name of SVDB Enterprise, LLC. The Gold and Silver Surplus Program is a retail purchase plan for physical precious metals; it is not an investment account, security, or savings product. Freewater Coin Co. is a metals dealer, not a financial, tax, or investment advisor, and does not provide investment advice. The market value of precious metals fluctuates and may rise or fall; past performance does not guarantee future results, and metals may be worth more or less than the purchase price. All purchases are subject to the terms of the Customer Subscription Agreement, which governs the plan.